Grease 4 ramekins. Divide fruit among ramekins. Sprinkle with chocolate chips.
Beat eggs, milk, honey and extracts. Stir in oats and flour. Ladle into ramekins. Sprinkle with sliced almonds.
Bake 30 minutes.
NOTE: This is not overly sweet because it is breakfast and supposed to be healthy. Chocolate chips make it almost dessert like. However, I must admit, I like it with a little brown sugar sprinkled on top!